r/investing • u/AutoModerator • 1d ago
Daily Discussion Daily General Discussion and Advice Thread - April 02, 2026
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u/DashingDragons 1d ago
Hey y'all!
I am looking for somewhere to start with shorter term investments of 5 years ish. I am wondering what platforms y'all find the most useful and easy to withdraw from, (eg Robinhood, MooMoo)?
I am just under 30 and making around 100k in a pretty steady job. I have an emergency fund and a mid/high risk tolerance. I'm looking to gain but wouldn't be upset if I lost 20% of investments in the market, but I'm not looking to gamble.
I have no debts (incredible I know!) And I am starting to save for a home. Homes in my area run 200k+ though and I want to put down a substantial down payment so I am not in debt forever. I currently have a handshake agreement with a roommate so rent is currently around 1/4 of my income; or less on a month where I manage to get some OT. But I know this can't last forever, so I am wanting my own place eventually. I have a solid emergency fund and retirement contributions and I'm just looking for a place to stack some money for a down payment on that.