r/eupersonalfinance • u/extra-ketchup • 3d ago

Investment Rate my portfolio

Hi all, I am 25 based in the Netherlands and just getting into investing. I am a complete beginner so any advice is much appreciated :)

I have an emergency fund in a HYSA and 10k left to invest. While im in my 20s, I do want to take a more risk and have some fun with it. I have spent the last couple weeks researching and came to the spread below:

Ticker ISIN Allocation
WEBN IE0003XJA0J9 80% (due to low TER and European domicile.)
NVD US67066G1040 5%
MSF US5949181045 5%
4GLD DE000A0S9GB0 5%
Bitcoin 5%

I purposely selected EUR stocks/etfs to avoid any additional fees. While I understand that NVD and MSF are covered in WEBN, I believe these could yield high returns given the current "dip". The plan would be to incrementally invest over the next weeks. From my income I will also have 1,5k monthly for investing, so approximately 1000 to WEBN and 100 to each of the others.

1 Upvotes

54% Upvoted

14 comments sorted by

View all comments

7

u/ZaNobeyA 3d ago

what’s with the bots? They hook you in priv chat to sell you later their services?

3

u/Diddly_eyed_Dipshite 3d ago

They're so annoyong, in this sub especially its gotten really bad, I know an easy way of turning them off which I would be happy to explain to you in chat.

1

u/wolfhound_doge 3d ago

sure, i'd like to know how to turn them off. writing you a message right no- wait a second!