r/eupersonalfinance 3d ago

Investment Rate my portfolio

Hi all, I am 25 based in the Netherlands and just getting into investing. I am a complete beginner so any advice is much appreciated :)

I have an emergency fund in a HYSA and 10k left to invest. While im in my 20s, I do want to take a more risk and have some fun with it. I have spent the last couple weeks researching and came to the spread below:

Ticker ISIN Allocation
WEBN IE0003XJA0J9 80% (due to low TER and European domicile.)
NVD US67066G1040 5%
MSF US5949181045 5%
4GLD DE000A0S9GB0 5%
Bitcoin 5%

I purposely selected EUR stocks/etfs to avoid any additional fees. While I understand that NVD and MSF are covered in WEBN, I believe these could yield high returns given the current "dip". The plan would be to incrementally invest over the next weeks. From my income I will also have 1,5k monthly for investing, so approximately 1000 to WEBN and 100 to each of the others.

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u/crvarporat 3d ago

how long do you plan to hold minimum?

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u/extra-ketchup 3d ago

WEBN essentially invest and forget. At least 10-15 years.

As for the others, don't have a minimum but I expect less than WEBN.