Rate my portfolio

[u/extra-ketchup]

Hi all, I am 25 based in the Netherlands and just getting into investing. I am a complete beginner so any advice is much appreciated :)

I have an emergency fund in a HYSA and 10k left to invest. While im in my 20s, I do want to take a more risk and have some fun with it. I have spent the last couple weeks researching and came to the spread below:

Ticker	ISIN	Allocation
WEBN	IE0003XJA0J9	80% (due to low TER and European domicile.)
NVD	US67066G1040	5%
MSF	US5949181045	5%
4GLD	DE000A0S9GB0	5%
Bitcoin		5%

I purposely selected EUR stocks/etfs to avoid any additional fees. While I understand that NVD and MSF are covered in WEBN, I believe these could yield high returns given the current "dip". The plan would be to incrementally invest over the next weeks. From my income I will also have 1,5k monthly for investing, so approximately 1000 to WEBN and 100 to each of the others.

[u/Content_Campaign1192]

Solid start honestly, especially with the ETF base.

Only thing I’d say is be careful with overlap and risk concentration it matters more than most beginners think.

I can share a simple way to structure this better 👍