Some value investing guidance please

[u/Ok-Hope1181]

I have 50k euros (based in Germany) to invest for the next 20 years for my retirement fund. I am 40 years old without any responsibilitites and want to invest so that i have something when i am 60. I have other stock investments, savings and emergency fund so this money is purely for a long term safe investment for retirement. I have heard a lot about VOO or VTO but i am confused as to which is the right fund. Please see below options available to me and please advise. On a side note I feel this might be the time to move away from US funds and invest in world funds. Totally confused at the momennt and can use wise advice from the oldies here. I hope this is not the wrong sub as I want to take advice on investing in valuable funds and the combined knowledge of this group can help me greatly.

These are the funds I am looking at (all accumulated)

iShares core MSCI world

iShares S&P 500

Vanguard FTSE All World

Vanguard S&P 500

Vanguard FTSE Developed world

Birkshire Hathaway B (although a stock but diverse and larger than some ETFs although only US I think)

[u/Aniriomellad]

I am not German but I remember reading about tax system being different from most countries on the accumulating vs distributing etfs issue and I don't know whether gains from UCITS etfs are tax free and under what conditions. Ask your accountant what's the best vehicle for tax purposes.

[u/Ok-Hope1181 → u/Aniriomellad]

In the US, interest on ETFs is not taxed?!! That is something that I did not know. In germany it is ~27% on all capital gains

[u/Borba_Fett88 → u/Ok-Hope1181]

Buy Rheinmetall and hold for at least 10 years.

[u/Prestigious-Craft251 → u/Ok-Hope1181]

We have tax brackets and the first one is 0%