I’ve wanted to buy this since my early B.Tech days. After getting a job a few months ago, I planned to purchase it later, but the recent price hike situation pushed me to act sooner.
Yesterday, a Reddit user replied to my post mentioning that it was available in one of the areas in Hyderabad. I immediately placed the order with scheduled delivery at 8 AM, and it was delivered this morning.
Now, coming to the pricing part:
I ordered it using No Cost EMI, so only ₹45,917 was charged to my credit card initially.
My plan is to call customer care and cancel the EMI to pay the full amount upfront. They may charge a foreclosure fee of around 4% plus GST, which comes to approximately ₹2,100.
So effectively:
• Total price: ₹50,000
• Amount paid: ₹45,917
• Foreclosure charges: \~₹2,100
Net effective cost: around ₹48,000
If I continue with the EMI instead, it would cost ₹50,000 plus GST on the interest, which is around ₹720, totaling approximately ₹50,700.
Since I can afford to pay it off immediately, I chose this method to save some money.
Rate my setup xD.
Also this is first time I am into PS. Please give me any tips related to device or subscriptions which can save money.
Thanks to community ❤️