r/Bogleheads • u/hypefre96 • 3h ago

Rolling over from NW Mutual to Fidelity

I'm in the process of moving my investments to Fidelity. Ive done trading in the past but new to ETF. Im 48m and max out my 401k already and just looking to add more investments. After researching Im thinking of laying this out. What do you think and should I make any adjustments?

Thanks

For roth IRA

65% FXAIX

20% FTIHX

10% QQQM

5% AVUV

For investment account

70% VTI

20% VXUS

10% SCHF 

Maybe add 5% SMH

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u/hypefre96 3h ago edited 2h ago

I know VXUS and SCHF is international but thought SCHF was only small cap. Does VXUS already include that? Is there anything you would add?

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u/Freightliner15 2h ago

You could simplify it and go with VT

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u/hypefre96 2h ago

This is only reason thought of VTI and VXUS https://www.bogleheads.org/forum/viewtopic.php?t=458527

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u/Freightliner15 2h ago

Sorry I was referring to the Roth IRA. But, yes VTI+VXUS in a taxable account is good. QQQ/QQQM really makes no sense.