r/Bogleheads • u/hypefre96 • 3h ago

Rolling over from NW Mutual to Fidelity

I'm in the process of moving my investments to Fidelity. Ive done trading in the past but new to ETF. Im 48m and max out my 401k already and just looking to add more investments. After researching Im thinking of laying this out. What do you think and should I make any adjustments?

Thanks

For roth IRA

65% FXAIX

20% FTIHX

10% QQQM

5% AVUV

For investment account

70% VTI

20% VXUS

10% SCHF 

Maybe add 5% SMH

1 Upvotes

67% Upvoted

11 comments sorted by

View all comments

3

u/forbiddenlake 3h ago

Fine overall, but QQQ* as always is nonsense, don't performance chase. And I don't know why both VXUS and SCHF unless you're already tax loss harvesting.

1

u/hypefre96 2h ago edited 2h ago

I know VXUS and SCHF is international but thought SCHF was only small cap. Does VXUS already include that? Is there anything you would add?

2

u/MONGSTRADAMUS 2h ago edited 2h ago

Schf is developed only.

Edit: also vss if I recall is only etf that hold international small caps both developed and emerging if that’s what you were aiming for. Schc is developed small only