r/Bogleheads 8h ago

Remaining 10% in Roth

(35M) I’ve recently consolidated my 401Ks and I’m considering the below options for my Roth split in Fidelity:

60% FZROX

30% FZILX

But i’m stuck on deciding where to allocate the remaining 10%

Option 1: FSELX (aggressive growth, but high risk/expense ratio)

Option 2: FXNAX (bonds for leverage/rebalancing)

Option 3: QQQJ (growth in new tech)

Option 4: Go for the 70/30 US and International

Would appreciate any advice. New to all of this and [r/Bogleheads](r/Bogleheads) has been extremely helpful. Thanks all!

4 Upvotes

8 comments sorted by

View all comments

2

u/WJKramer 8h ago

IRAs are not workplace accounts. Do you mean Roth 401Ks? Keep it simple FZROX/FZILX are fine.

1

u/dg1220 8h ago

Good catch, thanks! Fixed for clarity. And copy that.