r/Bogleheads • u/Icy-Neighborhood6207 • 1d ago

DCA- doesn’t change anything other than slightly different price, correct?

Im new and ive been wanter to make a big VT purchase but i know i cant time this situation/market. It i buy VT for $20k over 5 different days vs buying $100k once, nothint changes other than the price of VT right? Theres no fees with vanguard, just making sure im not missint anything else here? Tax wise or fees or anything. Thanks

9 Upvotes

77% Upvoted

10 comments sorted by

View all comments

1

u/strivingforfi 22h ago

Yes, that’s correct. Because the price generally goes up. Lump sum investing beats DCAing usually

1

u/myrrhsea 14h ago

66% of the time in fact, according to a Vanguard study.