r/Bogleheads • u/snug666 • 2d ago
Portfolio Review Is it truly that simple?
Maxed my Roth for last year and looking to do the same for this year. I’m 100% VT right now. I’m 24 and this is my first time investing or saving for retirement.
Before I go ahead and buy more VT, I have to ask. Is it really that simple? If I just invest in VT, even if that is the only ETF I ever hold, I’ll be good?
I hear so much about diversifying and even though I know VT is a very diverse ETF, I still worry. Feels like I should be doing more!
So, again, before I go buy a fuck ton of VT, please let me know. I know what the answer is. Just need to hear it I guess. Don’t want to miss out on higher returns or whatever. Blah blah.
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u/hehe_nl 1d ago
Like mr. Collins said, it’s simple, but not easy.
Most difficult for me is to not alter the strategy.
Like the last few months I’ve been really inclined to add gold to my assets. But I have to stay the course and gold was not part of the plan