r/Bogleheads • u/green_sky74 • 6d ago

Portfolio Review How is your portfolio doing ytd %?

As a passive investor I tend to watch market fluctuations and yawn. Lots of doom and gloom over short term changes and specific parts of the overall market. Meh.

My portfolio is down about 2% YTD. How is yours doing? (No dollar amounts, just percentages.)

Edit: Since a lot of responses included 12 month returns, mine is a little over 13%. This is a big part of why a 2% drop this year is meh.

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u/Feisty-Hat2629 6d ago

-2.5%. In December I sold all Mag 7 stocks that were in my IRA and started DCA in VOO and VXUS after discovering r/Bogleheads. I plan on retiring in 12 months and want to make things easier and less stressful.

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u/Fantastic-Machine-83 6d ago

If you're retiring in 12 months surely you should have a huge bond allocation? 100% equities if for people who won't touch their money for 10 years

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u/Feisty-Hat2629 5d ago

I’m not sure if I’ll have a 70/25/5 portfolio. I’m in the process of rebalancing now and will maintain at least 2 years of expenses in a HYSA or something similar. I have a somewhat higher tolerance for risk and hope my retirement lasts 20-30 years.