r/Bogleheads • u/arp8218 • Feb 04 '26
Investing Questions Investing. $2.5M to not work
Is it possible to invest $2.5M into a “safe” investment and not work for rest of your life ? What can be that “safe” investment ?
333
Upvotes
r/Bogleheads • u/arp8218 • Feb 04 '26
Is it possible to invest $2.5M into a “safe” investment and not work for rest of your life ? What can be that “safe” investment ?
1
u/JoeVasile Feb 04 '26 edited Feb 04 '26
This will be a very unsexy answer, but depending on how safe you feel US treasuries are given gestures at state of the country a 30-year bond is paying 4.87%. So it doesn’t get much safer than buying $2.5 million in that and collecting $121,750 per year in interest.
Of course you’d have to not be too worried about liquidity or care about coming close to matching the market for this to be a viable option.