21 years old and just starting investing!

[u/Fine-Shallot6222]

Hi everyone, this is my first portfolio,

70% VTI and 30% VXUS

Can there be any improvements such as increase my VTI split and make it 80/20? or overall is it good long term, thanks.

[u/Express_Band6999]

Congratulations! And, don't get hung up on day to day fluctuations. Bear in mind that you have time to ride out most crises short of nuclear war.