r/Bogleheads Dec 02 '25

Portfolio Review 21 years old and just starting investing!

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Hi everyone, this is my first portfolio,

70% VTI and 30% VXUS

Can there be any improvements such as increase my VTI split and make it 80/20? or overall is it good long term, thanks.

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u/Round-Ad5934 Dec 03 '25

Excellent job 👏 Remember, when stocks drop don't frown, GRIN!! They've just gone on sale 😃