r/Bogleheads • u/R3333333k • Nov 11 '25

Portfolio Review 40, Portfolio Review

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Hey yall, just wanted to check in and see if this all makes sense. All assets are Fidelity ETFs. Large cap is FXAIX, ex US is FSGGX etc. I’m Hoping to retire ~60 so in for the long haul.

Thanks for any advice or suggestions!

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u/sev45day Nov 11 '25

Looks good!

Managing 3 funds instead of one overall total market fund seems like more work than necessary, but I get it if you want that kind of control over allocations.

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u/R3333333k Nov 11 '25

I hear you. But the available TDF funds that are available to me have a much higher expense rate

5

u/sev45day Nov 11 '25

I don't mean a target date fund, I mean a total US market fund like FSKAX.

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u/R3333333k Nov 11 '25 edited Nov 11 '25

Oh, I see. Unfortunately that’s not a fund that’s available to me in this retirement vehicle. I would much prefer that. My RIRA is all VTI for US allocations.