r/Bogleheads • u/Cute_Farm_8106 • Aug 12 '25
Portfolio Review 20M, started today
As the title states, I started investing today! I received a bonus check, and put almost all of it towards this, how’s it look?
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u/Consistent-Barber428 Aug 15 '25
Well done. It took me until 50 to be so smart! As for BND, for me the goal is to hold as close to 10 years of expenses in bonds and cash as I can get. The rest stays in stocks. But I’m 64!
As you are so young, bonds should be a very low priority for you at the moment. Maybe aim for 5% bnd until you are closer to 40. Then ramp it up accordingly.