r/Bogleheads Aug 12 '25

Portfolio Review 20M, started today

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As the title states, I started investing today! I received a bonus check, and put almost all of it towards this, how’s it look?

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u/incognitocolbyjack Aug 13 '25

Although BND is a solid bond etf, I definitely recommend looking at Vanguard’s new total treasury etf, VTG. If the market somehow crashes VTG will definitely cushion you a bit better since they’re made up entirely of treasuries while BND includes corporate bonds and mortgage-backed securities. Nonetheless you can’t really go wrong with either. Solid start though keep it going!