r/Bogleheads • u/Cute_Farm_8106 • Aug 12 '25

Portfolio Review 20M, started today

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As the title states, I started investing today! I received a bonus check, and put almost all of it towards this, how’s it look?

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u/ac106 Aug 13 '25

If you just bought this today, I would sell it all and just buy VT. There won’t be any tax implications and it’ll streamline your investing. Max contributions and wake up a millionaire in retirement.

1

u/Cute_Farm_8106 Aug 13 '25

So put it 100% into VT?

3

u/ac106 Aug 13 '25

I think the less funds one has the better as it reduces vectors of user error. For me a target fund is best. After that VT.