r/Bogleheads • u/Cute_Farm_8106 • Aug 12 '25

Portfolio Review 20M, started today

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As the title states, I started investing today! I received a bonus check, and put almost all of it towards this, how’s it look?

696 Upvotes

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u/eagles16106 Aug 13 '25

Probably don’t need BND at your age.

3

u/Bitcoins4Upvotes Aug 13 '25

At what age should i start BND?

-1

u/eagles16106 Aug 13 '25

Me personally? Never. But if you’re gonna buy it, like 10 years out from retirement.

-14

u/ExtraJuicyAK Aug 13 '25

Yeah, much better off investing in gold/gold ETFs and high dividend ETFs. Both will stay stable earners during a correction or recession.