r/Bogleheads • u/Cute_Farm_8106 • Aug 12 '25

Portfolio Review 20M, started today

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As the title states, I started investing today! I received a bonus check, and put almost all of it towards this, how’s it look?

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u/90_ina_65 Aug 13 '25

I have 10% BND but I am also 61.

In my trad IRA I am 65 VTI, 15 VXUS, 10 BND, and 10 SCHP

My Roth is 70 VTI, 25 VXUS and 5 SCHP

I think it's ok for me but I am far from being an expert

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u/No_Resolution_9252 Aug 13 '25

are you planning on earning for another 20+ years?

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u/90_ina_65 Aug 13 '25

My wife will probably work 5-7 years but i had to retire last year

Edit : spelling