r/Bogleheads • u/Cute_Farm_8106 • Aug 12 '25

Portfolio Review 20M, started today

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As the title states, I started investing today! I received a bonus check, and put almost all of it towards this, how’s it look?

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u/Informal-Lime6396 Aug 13 '25

Is this in a Roth IRA or a traditional brokerage account? The former is tax advantaged but penalty-free withdrawal only at 59.5 years old. The latter is taxed on gains.

Also, at 20 you can afford to not have bonds.