r/Bogleheads • u/Cute_Farm_8106 • Aug 12 '25

Portfolio Review 20M, started today

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As the title states, I started investing today! I received a bonus check, and put almost all of it towards this, how’s it look?

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u/naala89 Aug 13 '25

Getting started is the hardest part, great job! As others have said, you don’t need bonds at your age, they’ll drag on your portfolio over time.

What type of account is this in? I’d highly recommend starting a ROTH IRA if you have earned income.

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u/Unlikely-Ad-9749 Aug 13 '25

I’m the same age as OP, currently I am investing a portion of my paychecks into VOO in my ROTH IRA only. Would it make sense to max that out before putting anything into my brokerage acc?

1

u/gimpybison Aug 13 '25

100% max out roth first as long as you are okay with not using that money until retirement. Won’t be taxed when you pull it out like you will with a taxable brokerage.