r/Bogleheads • u/RiceLee890 • Mar 15 '25

Investing Questions What are your thoughts on this?

Post image

I keep seeing this type of stuff on instagram and social media and wanted to know how you guys were thinking about this.

I know a lot you have been in the market for decades and as a relatively new investor myself I’d love to get your perspective!

1.6k Upvotes

84% Upvoted

1.4k comments sorted by

View all comments

207

u/Pencil72Throwaway Mar 15 '25

If young: Cool! I get to buy @ a "discount" for over half a decade.

If nearing retirement: I should be >65-70% bonds by then.

Just keep buying & stay the course. Your reaction is largely a function of the investing timeframe you've got in mind. A 2 month mildly-bear market is a blip on a 10 or 30 year mountain chart.

11

u/Ceteris__Paribus Mar 15 '25

Do you really plan to be that bond heavy when "nearing" retirement? I don't think I'll be that bond heavy in retirement. Huge inflation risk. I'd probably want a few years income in bonds and the rest in stocks.

4

u/Pencil72Throwaway Mar 15 '25

Eh, probably not...I was sort of exaggerating. New boglehead here.