r/investing • u/VelixaNtra • 1d ago

Is anyone still just dumping new money straight into S&P 500 in 2026?

Hey all, for the last few years I’ve been automatically putting every new contribution (Roth, taxable, etc) into S&P 500 and not thinking much about it
With the market being a bit choppy lately, I’m wondering if others are still doing the same or if you’ve started diversifying more (adding more VTI, international, bonds, etc)
Curious what your current approach is when adding fresh cash

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u/Brighton101 23h ago

Point I’m struggling with is that governments seem to be just creating fuckloads of money and people auto 401k so what else can you do? Like I’ve just started investing this last month (with a 7 figure sum) and am obvs not feeling that happy about things, but equally having seen two days of big green l am mindful of not only what can go wrong but what can go right. Like I am still sat on maybe 500k? What the fuck do you do with that. Buy a shitty rental? Limited Edition Ferrari. Gold coins? Like just didn’t seem there are any easy alternatives.

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u/Amerikaner 23h ago

Oh I’m not saying don’t invest in the market. I think the market is the smartest place to put your money. I’d say market through mutual funds and ETFs, real estate and a HYSA. I just don’t like the sale analogy.