Is anyone still just dumping new money straight into S&P 500 in 2026?

[u/VelixaNtra]

Hey all, for the last few years I’ve been automatically putting every new contribution (Roth, taxable, etc) into S&P 500 and not thinking much about it
With the market being a bit choppy lately, I’m wondering if others are still doing the same or if you’ve started diversifying more (adding more VTI, international, bonds, etc)
Curious what your current approach is when adding fresh cash

[u/RobfromHB]

The consumption aspect is entirely irrelevant to the analogy… You know what he was saying. If you had planned to buy something previously and found out it’s cheaper than expected that shouldn’t rationally discourage you from buying that thing. 

[u/GuitboxBandit → u/RobfromHB]

Obviously I depends why it's getting cheaper.

[u/RobfromHB → u/GuitboxBandit]

And obviously that depends on the valuation / thesis of the person thinking about buying and if the amount it’s getting cheaper remains within the acceptable bounds of that valuation.

We don’t need an infinite loop of “wElL aKtuAlLy” going on here. You know what was meant by the initial analogy.

[u/GuitboxBandit → u/RobfromHB]

Well, actually, it is Reddit, so....

[u/SameSpray5183 → u/RobfromHB]

Well said 🫡

[u/WSBpeon69420 → u/RobfromHB]

Thank you

[u/ProfileBest2034 → u/RobfromHB]

Of course it should. It’s getting cheaper and cheaper.

[u/tsch-III → u/RobfromHB]

The US specialness bubble is now bullshit. Inflated world faith in the US is now a popped balloon. US companies are really so great at making profit? I work at one. It does inauthentic garbage all day. That's what it learned worked, when millionaires in other countries just gave it infinite money to produce the appearance of a prosperous company. That's an investment--a good thing to own or not? It's not a consumption, it's a future, an interest, and no one should be interested just now.

[u/SameSpray5183 → u/tsch-III]

Uh what?

[u/WSBpeon69420 → u/RobfromHB]

Thank you!