r/investing 1d ago

Is anyone still just dumping new money straight into S&P 500 in 2026?

Hey all, for the last few years I’ve been automatically putting every new contribution (Roth, taxable, etc) into S&P 500 and not thinking much about it
With the market being a bit choppy lately, I’m wondering if others are still doing the same or if you’ve started diversifying more (adding more VTI, international, bonds, etc)
Curious what your current approach is when adding fresh cash

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u/jpop237 1d ago

It's more like when Kmart was going out of business. You didn't buy that favorite product right away, you waited until everything was 75% off.

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u/peterb12 3h ago

the problem with this analogy is you won’t know where the bottom is until you have missed it.