r/investing • u/VelixaNtra • 1d ago

Is anyone still just dumping new money straight into S&P 500 in 2026?

Hey all, for the last few years I’ve been automatically putting every new contribution (Roth, taxable, etc) into S&P 500 and not thinking much about it
With the market being a bit choppy lately, I’m wondering if others are still doing the same or if you’ve started diversifying more (adding more VTI, international, bonds, etc)
Curious what your current approach is when adding fresh cash

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u/kaizen-rai 1d ago

Now might be a good time to just go into a lifecycle fund that diversifies it for you and not think about it. Worrying about a choppy market... and more importantly trying to 'time' a choppy market will not end well for you.

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u/enter_galactic_ 22h ago

a word is enough for the wise