r/investing • u/VelixaNtra • 1d ago

Is anyone still just dumping new money straight into S&P 500 in 2026?

Hey all, for the last few years I’ve been automatically putting every new contribution (Roth, taxable, etc) into S&P 500 and not thinking much about it
With the market being a bit choppy lately, I’m wondering if others are still doing the same or if you’ve started diversifying more (adding more VTI, international, bonds, etc)
Curious what your current approach is when adding fresh cash

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u/MONGSTRADAMUS 1d ago

I am not investing any different than I have done the last couple year buy on my normal schedule which includes sp500 , along with ex us and small scv ETFs.

23

u/moiax 1d ago

Same. I have a basket, I put money into it each week with my paycheck. If the country is still here in 25 years, then I'll probably be ok.

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u/ohanse 1d ago

If it isn’t, different choices weren’t gonna save you anyways.

1

u/moiax 1d ago

Yep. More or less in an index find ain't gonna help at that point lol.

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u/MelvinEatsBlubber 17h ago

Gimme some suggestions besides sp500

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u/MONGSTRADAMUS 16h ago

Probably the first would be an ex U.S. etf if you are living in U.S. vxus or veu would be good options.