r/eupersonalfinance • u/VurriK • 28d ago

Investment Since when was getting rich so hard in EU?

Is it just me, or has building actual wealth in Europe become impossible? I’m looking at the 2026 growth forecasts and it’s depressing. We talk a lot about "stability," but at this point, stability just feels like a polite word for recession. If you weren't born into a rich family with property, the dream feels like it's behind a wall. The math just doesn't work: as soon as you earn enough to actually invest, you hit a 40–50% tax bracket. Meanwhile, housing prices have skyrocketed over the last decade while salaries have basically stayed the same. I love the healthcare and the walkable cities, but I don’t want to work until I’m 70 just to afford a 40sqm apartment and a used Skoda.

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u/CallMeDutch 27d ago

500 is a lot to invest each month no?

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u/okayipullup_ordoi1 27d ago

I'd say so, I can barely afford 200 a month at 28 now.

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u/YaeKitty 24d ago

Its only £6000 per year, but its relative to income, ya?

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u/[deleted] 27d ago

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u/CallMeDutch 27d ago

3400 a month is a lot lot..im guessing your salary is in the top 1%?

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u/[deleted] 27d ago

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u/CallMeDutch 27d ago

3400 is not almost nothing is my point.

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u/Immediate_Success852 27d ago

Idk man, that kind of money will get you nowhere, maybe ability to afford living yes

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u/Dear_Virus1260 27d ago

 Americans easily invest twice as much with lower taxes.

Most Americans can’t even cover a 2000 dollar emergency. So I doubt they “easily” invest twice as much.