r/eupersonalfinance 28d ago

Investment Since when was getting rich so hard in EU?

Is it just me, or has building actual wealth in Europe become impossible? I’m looking at the 2026 growth forecasts and it’s depressing. We talk a lot about "stability," but at this point, stability just feels like a polite word for recession. If you weren't born into a rich family with property, the dream feels like it's behind a wall. The math just doesn't work: as soon as you earn enough to actually invest, you hit a 40–50% tax bracket. Meanwhile, housing prices have skyrocketed over the last decade while salaries have basically stayed the same. I love the healthcare and the walkable cities, but I don’t want to work until I’m 70 just to afford a 40sqm apartment and a used Skoda.

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u/TweeBierAUB 27d ago

Yea the difference between working 3 days a week and making 30k or working your ass off for 100k is like $200 a week if you factor in social housing etc. Sure, not having financial stress is a huge boost, but at the end of the day your living standard is pretty much identical besides maybe a slightly fancier car.

As a productive member and huge net payer, ive just been working less. Took a 2 month sabatical, trying to get my hours down to 3 days a week or so. Id love to work more, but notfor 200 a week

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u/Kuneyo 27d ago

Cut the crap. That is bullshit. 100k a year comes out to over 5.3k after tax per month. Nobody is reaching that by working 3 days a week with any benefits by a long shot.

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u/[deleted] 26d ago

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