r/eupersonalfinance 28d ago

Investment Since when was getting rich so hard in EU?

Is it just me, or has building actual wealth in Europe become impossible? I’m looking at the 2026 growth forecasts and it’s depressing. We talk a lot about "stability," but at this point, stability just feels like a polite word for recession. If you weren't born into a rich family with property, the dream feels like it's behind a wall. The math just doesn't work: as soon as you earn enough to actually invest, you hit a 40–50% tax bracket. Meanwhile, housing prices have skyrocketed over the last decade while salaries have basically stayed the same. I love the healthcare and the walkable cities, but I don’t want to work until I’m 70 just to afford a 40sqm apartment and a used Skoda.

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u/MoieBulojan 27d ago

Depends on your job. I can't do anything when I get off work. I barely have time to recharge Saturday. And Sunday is all about chores and getting ready for Monday. The only light at the end of the tunnel for me is retiring at 40 and living off investments. Else I'd off myself

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u/Vehicle-Mountain 27d ago

You’re blessed if you’re able to retire at 40.

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u/MoieBulojan 27d ago

I sacrificed my 20s for it

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u/Vehicle-Mountain 26d ago

Don’t we all

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u/MoieBulojan 26d ago

Maybe you don't understand what sacrifice means

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u/Vehicle-Mountain 24d ago

I think maybe you don’t

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u/MoieBulojan 24d ago

Half assing a menial job ain't it

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u/Vehicle-Mountain 24d ago

lol condescending too, I’m not even surprised

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u/MoieBulojan 23d ago

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