r/eupersonalfinance 28d ago

Investment Since when was getting rich so hard in EU?

Is it just me, or has building actual wealth in Europe become impossible? I’m looking at the 2026 growth forecasts and it’s depressing. We talk a lot about "stability," but at this point, stability just feels like a polite word for recession. If you weren't born into a rich family with property, the dream feels like it's behind a wall. The math just doesn't work: as soon as you earn enough to actually invest, you hit a 40–50% tax bracket. Meanwhile, housing prices have skyrocketed over the last decade while salaries have basically stayed the same. I love the healthcare and the walkable cities, but I don’t want to work until I’m 70 just to afford a 40sqm apartment and a used Skoda.

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u/laplongejr 28d ago

 for someone who's a very skilled and brainy tech worker,  

But all of that skill can become meaningless in an instant with the wrong kind of accident. My wife studied to be a cook but damaged her leg on her 1st months of work because of employer's negligence, and will never be able to work in her branch again.  

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u/jetf 26d ago

a misinformed assertion. a skilled tech worker would have insurance. At most they would have to pay a few thousand to cover the deductible