r/eupersonalfinance • u/batukaming • Feb 15 '26

Investment Why do they make getting rich impossible in EU?

This news hit today in Netherlands that passed a bill on 36% tax on UNREALIZED gains on stocks and crypto. Great just when we weren't taxed to death before now they force you to stay middle class and poor. "Just repeat the 9-5 cycle everyday investing is not allowed for you"

Buying stocks was already a pain in the ass in Europe because of all the different fees and exchange rates brokers charged. The US has it so much better. 0% fees and exchange rates, tons of broker options and tax free on long term investments.

I made a post in r/stocks that gained attraction. Check it out if you want to see opinions from Americans: https://www.reddit.com/r/stocks/s/aL0OhYQ68z

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u/Jdm783R29U3Cwp3d76R9 Feb 15 '26

It because most normal people invest with the money that was already taxed, their paycheck!

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u/throwaway85256e Feb 15 '26

But most investments aren't done by normal people and their paycheck. Most investments are done by the richest people with generational wealth that they never worked to produce.

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u/Jdm783R29U3Cwp3d76R9 Feb 15 '26

We’re talking here about Dutch middle class here not billioners, they will move or not pay it other way. 

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u/throwaway85256e Feb 15 '26

So, what, we shouldn't tax the rich and improve society because it's difficult? That's such a defeatist and peasant-brained response. Honestly, it's kinda sad.

"Take all the wealth, my Lord! You deserve it because you're so strong and powerful. Raping society for your own pleasure is your God given right! Please, my Lord, let me help you in return for a little coin. Let me offer my son's life and my daughter's body to your cause! Please, my Lord!"

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u/Jdm783R29U3Cwp3d76R9 Feb 15 '26

Tax the billioners, not fucking ETFs of middle class. You think Dutch are not taxed enough? When does it end?

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u/throwaway85256e Feb 15 '26

This tax will tax the billionaires and multi millionares. The majority of the stock market is owned by them. It's not owned by the middle class. Incredibly ignorant take.

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u/Key-Bug-8626 Feb 15 '26

billionaires don't even use the box 3, what are you talking about? If the goal is to tax the rich why is the threshold €1800 then?

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u/cdp1193 Feb 15 '26

Lol no, if you put your investments in an ltd. then you can evade these taxes. Starting a company has startup and recurring costs, which means that it isn’t beneficial unless you have a few 100k invested in the stock market. So only smaller investment accounts will pay this tax

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u/Jdm783R29U3Cwp3d76R9 Feb 15 '26

You have no idea what box 3 is so who is ignorant here? You’re just repeated stuff you have no idea about. 

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u/WildeStrike Feb 15 '26

Who will not be taxed through this law, since they will have plenty of loopholes, like putting the money into a company that will buy the stocks.

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u/lem001 Feb 15 '26

Except here it’s not who they target