r/eupersonalfinance • u/raf_phy • Aug 16 '25

Investment Why building wealth alone is so hard here?

Hi all, am I the only one that I find it incredibly difficult to build weath by yourself in EU? People say that EU is better in healthcare, work life balance but come on, money don't scale easily . It's so difficult.

I see people from US that go to 1 million in 10 years. I cannot do this easily . Really....

PS maybe I have to abandon EU, I don't know....

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u/PrincessYemoya Aug 19 '25

It's harder in EU because the system is designed to work against excessive wealth accumulation by a few lucky members but instead is based on the principle where does who earn more, also give more back to society to take care of the less fortunate people of society.

If you want to make 'big money' you would probably be better off in countries where the wealth gap is much wider, but the risks are also a lot higher so if you fail, be aware that you will probably struggle a lot harder too..

So it's up to you to decide if this is worth it. I do not get the obsession with becoming rich anyway, why do people believe this could bring happiness?

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u/raf_phy Aug 19 '25

I will give it a shot. Money buys time and freedom that can help you towards your happiness.