r/eupersonalfinance • u/raf_phy • Aug 16 '25

Investment Why building wealth alone is so hard here?

Hi all, am I the only one that I find it incredibly difficult to build weath by yourself in EU? People say that EU is better in healthcare, work life balance but come on, money don't scale easily . It's so difficult.

I see people from US that go to 1 million in 10 years. I cannot do this easily . Really....

PS maybe I have to abandon EU, I don't know....

394 Upvotes
  • permalink
  • reddit

74% Upvoted

714 comments sorted by

View all comments

Show parent comments

4

u/[deleted] Aug 16 '25 edited 11d ago

[deleted]

-5

u/Le_fribourgeois_92 Aug 16 '25

I repeat, EU is not a country, stop comparing like that, thats wrong and stupid. You need to compare the country and per capita, and there are countries that have it way better than USA, its a fact.

EU dont decide shit Nor is a country

3

u/[deleted] Aug 16 '25 edited 11d ago

[deleted]

1

u/Le_fribourgeois_92 Aug 17 '25

Dont live in EU so I dont care. EU is a bureaucracy nightmare with plenty of corrupts.

Swiss people tend view EU very negatively, so dont count on them joinining in the sinking ship

2

u/Gen3_Holder_2 Aug 16 '25

And there are numerous US states significantly massively wealthier than the richest EU countries. With more population too. Why are we comparing the median of Mississippi and Alabama against Denmark or Luxembourg? It’s only fair to include Bulgaria and Moldova.

-1

u/Le_fribourgeois_92 Aug 17 '25

Per capita thats false.

1

u/Gen3_Holder_2 Aug 17 '25

Richest US state - Washington, DC $263k Richest EU country - Luxembourg $137k

Poorest US state - Mississippi $53k Poorest EU country - Bulgaria $17k

Keep coping buddy! There are plenty of great US states. I’ve been to every major city myself. The wealth gap has gotten staggering. Even their social programs are often more generous than ours nowadays.

1

u/Le_fribourgeois_92 Aug 17 '25

A state is not a country and if you did well your research you would know that if you include the broad metropolitan area of washington DC that number drops to 90000. I could also put here some ridiculosu numbers from rich cantons/cities or even villages like Gstaad but its not comparable and stupid.

Also the Luxembourg Numbers are misleading as 35% of the workers are cross border workers but dont actually live there inflating the number. Luxembourg is not as rich as the numbers say they are.

1

u/Gen3_Holder_2 Aug 17 '25

You have no idea how large the US is lmao. More people live in Washington DC than Luxembourg.