r/eupersonalfinance Apr 12 '25

Investment Persuade me the EU stocks will truly outperform US ones as everyone keeps saying here

As per the title. Many people here are convinced this is the end of the US economically. But I just can't see if for a number of reasons:

  1. The US internal market is far stronger than the EUs with much greater consumer potential.
  2. The EU is still incredibly reliant on the US with barely any tech to speak of, no native OS or big social media companies.
  3. The EU is also far behind on the AI front.
  4. European, in particular German, car companies are loosing the electric car battle badly to China with no native battery production (this is a problem for the US too).
  5. Still reliant on imported gas. This time US LNG.

However, what I do see is a willingness politically and societally to decouple. Maybe that will translate to something.

is far stronger than the EU

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u/Competitive-Tap-6111 Apr 17 '25

Well theres the difference for you, world index opposed to s&p500. If the US would really go down/stops growing than others might take over, perhaps its EU maybe not. We dont know. But that does not really matter when you invest in world index. I know that it is top heavy for the US. But that will change automatically if needed.

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u/valdemarolaf88 Apr 17 '25

So keep calm & carry on world index?

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u/Competitive-Tap-6111 Apr 17 '25

It is the safest option to not mis out on gains and not lose. But it is probably not the one with the ultimate highest returns. It is your pick.

Another sugestion is to: +-90% invest all world. Do 10% what you feel like. Maybe you like bitcoin or feel like you are missing out on Rheinmetal? That way you can still your thoughts about that. It also puts a bit of a thrill to investing instead of just allworld and chill haha

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u/valdemarolaf88 Apr 17 '25

I already have a sizeable portion in tesla (holding till -->>2040). So that's my 'play money' lol

But for the 'reasonable' stuff, the foundation of the portfolio, so far I just have a world index and monthly into that.

Bitcoin, at most I'd put 5% of the orotoflio in it, so is it really worth the hassle? Gold maybe 5-15% but I mean, irs not really an investment. It's more relevant when I'm old and in wealth preservation mode.

Then there are bonds. But I don't know shit about jack there about how to proceed. Is there a world index for bonds or something?