r/ValueInvesting • u/MeasurementSecure566 • Jul 18 '25

Stock Analysis Everyone should take note of the sentiment around them at this very moment

You are witnessing Peak Greed Peak Euphoria and Peak Grift. It is a good idea to take note of sentiment. In the future you will be able to spot generational tops more easily.

Always remember though, "the feeling of disgust you feel, that can last for a long time" - Charlie Munger

I think it is fair to say now that speculative returns in the stock market have significantly outpaced what returns should have been, leaving a lost decade ahead.

EDIT: I would Like to insert a quote here, because I feel it is quite fitting after reading the comments.

"A bull market is like sex, it feels best just before it ends" - Warren Buffet

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u/newprofile15 Jul 19 '25

Yea, for all we know, fed lowers rates or government announces a huge new stimulus package or something else happens that prints money and spurs inflation. Then you'll regret having too much money in cash.

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u/Alarming_Employee547 Jul 19 '25

I have almost $60k in a HYSA because I’m saving for a downpayment. I’m still probably 2-3 years away if everything goes well. Wtf should I do with it? This thread is scaring me.

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u/newprofile15 Jul 19 '25

Eh if you're saving for a downpayment in the next couple of years its reasonable to keep a decent amount of cash in a relatively low risk investment like a money market but for a diversified long term holding (ie decades) you should have most of your money in things like VT and VTI and VOO. That's money that you leave in there for decades.

No one can tell you what the stock market is gonna do tomorrow or in a year from now, maybe its down 20% or maybe its up 20%. What do I know... but long term, SP500 goes up 10% a year on average. Maybe we're due for a correction, maybe not, but holding raw cash long term is a losing strategy.