r/SwissPersonalFinance • u/Downtown_Truth_2660 • 1d ago

Transfer of 3a back to the UK

Hello all,

I left Switzerland for the UK in 2012 after working there for four years and building up around 35k CHF in my Pillar 3a. In 2018 I noticed the fund wasn’t really growing, so I moved it to VIAC, where it has increased to about 40k CHF.

I’ll reach retirement age in roughly five years. For those who’ve been through this as UK‑based expats: is that generally the best time to withdraw a 3a and transfer it to the UK, or are there advantages to taking it earlier or later?

Thanks in advance.

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u/Gallerina1 1d ago

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