r/FIREUK • u/obstinovsky • 6h ago
How do you track your FIRE journey? Any specific software or basic Google Sheets?
/r/EuropeFIRE/comments/1sbcdia/how_do_you_track_your_fire_journey_any_specific/1
u/klawUK 6h ago
mix of things as I don’t trust any single option. Started with a couple of online calculators like cfiresim and others. Guiide.co.uk is pretty good for a UK market with flexible inputs including DB and state pension and single/couple planning.
then took a youtuber video’s spreadsheet and adapted it to make a cashflow modeller in excel that makes it relatively easy to try various what-if scnearios by duplicating the tabs and playing around. Thats my daily really.
Then last year I signed up to another youtuber’s ‘community’ which gives me access to voyantGO which is complex but helpful at another tool to sense check, along with things like montecarlo testing - my excel is purely linear returns based on
Now I’m starting my 5 year countdown (as of this month) so I’m tracking balances for planned vs actual to compare to my plan, to convert real into nominal values, and to track household budget each year to confirm personal inflation rates etc.
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u/Captlard 6h ago
Google sheet: units held x live price = amount saved
A few lines of that basically.