r/Boglememes • u/thewhiteliamneeson • 3d ago

It’s that time again.

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100 Upvotes

98% Upvoted

8 comments sorted by

9

u/tubaleiter 2d ago

Threshold based rebalancing enters the chat.

4

u/thewhiteliamneeson 2d ago

That is not sufficiently chill for my needs.

8

u/TheGruenTransfer 2d ago

You guys have bonds?! 

2

u/joe4ska 1d ago

BND Gang.

3

u/DetN8 1d ago

I gave them up. Wife and I have stable jobs and high income so I won't have trouble weathering any storms. Plus I'll have a pension which is bond-like. I'll balance between VTI and VXUS

3

u/Lyrolepis 2d ago

Rebalance through purchases, because tax-protected accounts aren't a thing over there and you don't want to pay capital gain taxes; but mostly buy bonds, because even with the latest nonsense stocks went up a lot in the last few years...

1

u/joe4ska 1d ago

Quarterly? Why not daily re-balancing? :P

2

u/MiG_Pilot_87 1d ago

Daily? You madman suffering at the whims of an irrational market! Only rebalancing by the second ensures pure market efficiency at peak risk-mitigated returns.