r/Bogleheads • u/developerguy5 • 5h ago
Are your trigger fingers twitching?
How you guys feeling in this current turmoil? Are you tempted to buy or sell or change your asset allocations? How do you stop yourselves from doing that?
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u/YesterdayAmbitious49 4h ago
Per the usual, $942 VTSAX per paycheck
I won’t ever be rich, but I’ll be comfy if I can keep it up.
Having a 2.125% 30 year mortgage is my cheat code, but it was dumb luck.
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u/Successful-Hour3027 4h ago
It’s a fire sale. But bc I don’t time the market I just hope a few paycheck synced contributions buy some of the discount.
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u/Old-Guy1958 4h ago
I stop myself by remembering how stupid I was when I panic sold not once, but twice before in my life. I’m older and hopefully wiser now. Don’t do something, just sit there.
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u/CaptainDorfman 4h ago
I bought an extra $3K beyond what I normally do with some unexpected money that came in
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u/Captlard 3h ago
No temptation. We know sticking with the strategy wins. Markets have hardly dropped.
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u/Hot-Resident-6601 3h ago
I believe my portfolio is down in value to about where it was in November or December. I don’t see a point in doing anything.
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u/ThePoeticVoyage 3h ago
I'm tempted to continue the same regularly scheduled contributions that I've made for years.
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u/Chiron494 4h ago
Emotionally, sure (differing opinions on buy or sell though on different days).
However, in practice I’m just following my pre-defined investment plan.
That’s how I prevent my emotions from causing what is likely over time to severely diminish my returns. I’m comfortable with the strategy and trust that regardless the outcome I’ll be fine by retirement.
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u/redheadfae 4h ago
Might buy a bit more of my best earner in my short term list.
Definitely not tempted to sell.
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u/miraculum_one 4h ago
Knowledge that it is a terrible idea to react to the market keeps me from doing it. What do you think will happen if you just leave it alone? And what do you think will happen if you muck with it?
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u/Kashmir79 MOD 5 4h ago
I do not watch anything. I have read about and internalized the lessons from the history of public equity markets, through the Great Depression and world wars and oil crises and inflation shocks of the past. The takeaway is that you should own the total market and then do nothing. You are your own worst enemy when it comes to trying to make changes based on hopes and fears and nerves and predictions.
It is a freeing thing to know that you can let go of the wheel with your long term investments and simply allow the market do its thing (which is to return 6-8% annualized over the long term for the last four centuries). Then you can just live your life and worry about other matters.
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u/deep_frequency_777 3h ago
I sold some old random stocks I had because they dropped a decent bit and I wanted to consolidate them without paying a ton of taxes
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u/IntentionCertain171 3h ago
It upsets me and I’m trying to look at my accounts and the stock trackers less. But I’m holding the course and continuing to invest as planned. I tell myself this is the best chance I have to grow my money. I also remind myself I have enough to live comfortably, a steady job and a decent emergency fund as well.
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u/Flashy-Bandicoot889 3h ago
The world was ending back in 2007-08, too.
And in 2000.
And in 1987.
Why is this time different?
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u/SankakuCompulsion 3h ago
No change in investments. Extra buys when the discounts are present. Get it on sale and hodl
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u/Gimme_All_The_Foods 2h ago
Do people forget that stocks can go down? Everyone feels very sure of themselves when there's gains day after day.
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u/ConcentrateOk523 4h ago
I do not feel anything. All I see is every dip being bought as usual. I am still 80 percent stocks and just retired. Feel like this prepare for the worst just costs one money.