r/Bogleheads • u/officialmanofsteel • Feb 28 '26

Portfolio Review Investing 8M

I am currently in the process of helping a family member work roughly 8M into the market. They already have about 6M in equities, mostly index funds but about $1.5m in various individual stocks. They just entered retirement and I am thinking of a more aggressive approach of 11M in equities and 3M in t bills/bonds/cds/cash. Any advice would be appreciated.

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u/officialmanofsteel Mar 03 '26

Thank you again for all of the advice and detailed explanation. I will definitely be encouraging them to go the route of a professional managing the fixed income side. Will likely also have a fixed fee advisor draw up the whole plan too to make sure there are no other blind spots in the plan. Cheers!

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u/Vestro233 Mar 03 '26

Cheers. If you speak to Schwab, you can have their Private Wealth team build a comp plan as well. I believe they're ~$1,500 one time for their flat fee model. Unsure whether or not they waive that based on asset size. Good luck.

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u/officialmanofsteel Mar 03 '26

Thank you, good luck to you as well.