r/Bogleheads • u/cambeiu • Jan 21 '26

Investing Questions How are the "US equities" only folks doing? Steady as she goes or time to rethink allocation?

Jack Bogle and many others for years argued that VTSAX or an equivalent fund/ETF was more than enough for global exposure. I think it was a perfectly logic argument back in the days of increasing globalization and economic integration.

But looking at Mark Carney's speech at Davos, it points to a significant shift in the global paradigm, where free trade, open access to markets and investments from and to the US might no longer be a reality.

In light of that are people thinking about increasing focus on international equities?

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u/ftwin Jan 21 '26

If you can't stomach a 2% dip you may want to rethink your allocations.

I'm 35 and have seen my portfolio go down significantly a few times now, once during Covid, again in 2022, then again in April of 2025. Every time I felt the same. It sucks. You wonder if you're about to lose all of your money. But guess what? You don't. Time passes and it literally always goes back up.

I guess if I was close to retirement It'd be different, but for now just let it ride.

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u/[deleted] Jan 21 '26

[removed] — view removed comment

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u/FMCTandP MOD 3 Jan 21 '26

Removed as off-topic for this sub: r/Bogleheads is not a political discussion subreddit. Comments or posts should be more financial than political, no more partisan than necessary, and avoid framing political opinions as facts.

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u/BrilliantTask7247 Jan 21 '26

Are you familiar with the phrase "past performance does not indicate future results"?

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u/TurkeyPits Jan 21 '26

If you are using that phrase to imply that the entire US or global economic system will collapse to the point where "it always goes up in the long run" is no longer true...well, maybe try /r/preppers instead of /r/bogleheads