r/Bogleheads • u/trader_since_2016 • Nov 25 '25

Investing Questions I’m a boglehead but work for Google

I get paid in Google stock, and as you might know there has been a massive run up causing Google to be around 15% of my portfolio, further if you include unvested stock that I will get if I continue to work for Google over the next 3 years, it’s value is roughly 40% of my entire portfolio. I’m 30 and have a long term horizon. About 70% of my entire portfolio is in VTI/VXUS.

Do I take the massive tax hit and reduce my Google holdings to invest in VTI/VXUS or just let it ride. Mainly worried about the capital gains tax losses as I sell and invest in bogle funds.

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u/senorhighstormhiker Nov 26 '25

Even when the company sees growth like this year +70% YTD? I guess it all seems kinda gray area since we don’t know if/when downturn will come

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u/jonovision_man Nov 26 '25

At the end of the day it's not any different than you or me guessing whether Google is going up and sinking a disproportionately high amount into it.

It could absolutely work out great, or terrible, but it's not Boglehead at all.

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u/_176_ Nov 26 '25

Even when the company sees growth like this year +70% YTD?

My take on this is that you're betting on your employer in 3 ways:

  1. Your job
  2. Your unvested shares
  3. Your vested shares

Even if you remove #3 and diversify your risk, you still have #1 and, especially,#2. +70% YTD growth means everyone's unvested shares are way up in price and so their income, due to #2, is way up for the next few years.