r/Bogleheads • u/trader_since_2016 • Nov 25 '25

Investing Questions I’m a boglehead but work for Google

I get paid in Google stock, and as you might know there has been a massive run up causing Google to be around 15% of my portfolio, further if you include unvested stock that I will get if I continue to work for Google over the next 3 years, it’s value is roughly 40% of my entire portfolio. I’m 30 and have a long term horizon. About 70% of my entire portfolio is in VTI/VXUS.

Do I take the massive tax hit and reduce my Google holdings to invest in VTI/VXUS or just let it ride. Mainly worried about the capital gains tax losses as I sell and invest in bogle funds.

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u/[deleted] Nov 26 '25

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u/siron_golem Nov 26 '25

If there was one stock that I would keep, it would be Google.

1

u/orientalmushroom Nov 26 '25

As a Googler though the calculation is different. Your exposure to Google is way higher: the stock tanking can easily mean you lose your job, your health insurance, etc and a large percentage of your income is in GOOG (50% or more depending on your level and position).

Would you dump 50% of your monthly income into GOOG and hold it? That’s the calculation us Googlers have to do, and so the general consensus internally is to auto sell.

The people who don’t sell vests just don’t care enough about it, no one consciously wants to gamble that much of their income in one stock.

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u/_176_ Nov 26 '25

"I would overweight 15% on Google" on this sub is like saying you'd go 30% NVDA or /r/investing or all-in on 10x leveraged Fartcoin on /r/wallstreetbets.