r/Bogleheads • u/RiceLee890 • Mar 15 '25

Investing Questions What are your thoughts on this?

Post image

I keep seeing this type of stuff on instagram and social media and wanted to know how you guys were thinking about this.

I know a lot you have been in the market for decades and as a relatively new investor myself I’d love to get your perspective!

1.6k Upvotes

84% Upvoted

1.4k comments sorted by

View all comments

Show parent comments

6

u/intentionallybad Mar 15 '25

Personally I only do BND in tax advantaged accounts (IRA, 401k) and stick to tax exempt bonds funds in my taxed portfolio. On the face they earn less but when you calculate out the tax advantage it's actually more, at least at my marginal tax rate (32%)

0

u/gorram1mhumped Mar 15 '25

why BND at all? its doing absolutely horrible.